- Transfer all your credit cards properly using this method, they can further affect your financial bad habits and make your debt problem even worse. On that note I suggest you therefore take care if this is the route you are thinking of using as your debt consolidation.

As higher education costs rise, so do debt loads

USA Today - As a group, they've been amassing record-high debt, with many of them needing a ... Consolidation. The beauty of consolidation is you can lock in a fixed rate on federal ... AmeriCorps will give you up to $4,725 after you've finished your service, to put ... Read more...

Consolidation may help ease bill paying

Hattiesburg American - ... said. "In doing so, it reduces the monthly cash flow to service that debt." ... Statistics have shown that Americans who take out a debt consolidation loan ... Crockett urges anyone who is unable to control their debt and budget to seek credit counseling.Read more...

Tips for Managing a Financial Crunch

Telluride Daily Planet - Credit counseling -- Talk with a financial advisor for help in creating a budget ... Debt settlement, consolidation and negotiation services -- Contact a debt consolidation ... Financial Services Association of America (CFSA) and of Financial Service ... Read more...

Credit Counseling - ConsolidatedCredit.org
Find information and services related to debt consolidation and budgeting for the future.

The Internet's Get-Out-Of-Debt Community - debt consolidation
Provides information about debt management, credit repair, creditors and collectors, identity theft, and more.

Credit Counseling and Debt Consolidation - CareOneCredit.com
Provides online credit counseling to individuals burdened with unsecured debt.

Debt Consolidation
Some companies try to pass off loans as a debt management service. Debt consolidation and management services (not loans) are the only way to

Consumer Credit Counseling Service :: Debt Management Services :: Consolidate Debt
Nonprofit organization that provides financial guidance, credit counseling, and educational programs to help consumers regain financial control.

Debt Reduction Services – Debt Management and Debt Consolidation
credit counseling, debt management and debt consolidation services to consumers about our pre-Bankruptcy Credit Counseling Briefing and our post-Bankruptcy

American Credit Foundation® Consumer Credit Counseling
Nonprofit organization providing financial education, credit counseling, debt management, and budgeting programs to help consumers with their finances.

Credit Counseling by Advantage Consumer Credit Counseling Service
Nonprofit organization offering consumer credit counseling services for debt management.

Consumer Credit Counseling, Debt Management and Debt Education
Provider of credit counseling, debt management, and debt educational services.

Credit Counseling and Debt Management Services at Novadebt
Nonprofit consumer credit counseling service for debt consolidation and management with information on the various types of bankruptcy available.