Some people prefer to pay off the highest interest rate cards first, since that will save more interest in the long run than hiring a professional credit repair organization that works with consumers to clear their past bad credit, and help rebuild or establish new credit. A word of caution when paying for repair services, there are a lot pf unscrupulous companies claiming they can repair or establish a new credit identity, but before dealing with these companies know.

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Online entry for debt consolidation, which entails taking out one loan to pay off many others.This is often done to secure a lower interest rate, secure a fixed interest rate, or for the convenience of servicing only one loan.

Debt consolidation - Wikipedia, the free encyclopedia
Online loan center featuring mortgage, auto loan/lease, home equity, credit card, personal loan, and debt consolidation services.