If you're not delinquent on any payments yet, but things are spiraling out of control, that's actually good news. You more than likely have good credit now. This means that you can consider transferring the balances of all your credit cards properly using this method, they can further affect your financial bad habits and make your debt problem even worse. On that note I suggest you therefore take care if this is the route you are thinking of using as your debt consolidation.

As higher education costs rise, so do debt loads

USA Today - ... demand career fields, such as health care, employers may also pay off your student loan debt as a recruiting tool. "Some hospitals in rural areas, to get talented people, will do this," says Howard Dvorkin of Consolidated Credit Counseling Services ... Read more...

Consolidation may help ease bill paying

Hattiesburg American - Getting professional help in managing your debt can help change your credit behavior. Consumer Credit Counseling Services is a reputable firm that can help you," she said. Mississippi State University Extension Service also provides debt management ... Read more...

Credit scores sixth lowest in U.S.

Birmingham News - John Ulzheimer, head of Credit.com Education Services in Atlanta who presented a ... said a lack of financial education and high debt loads are major reasons behind Alabama's poor credit scores ... We work with nonprofits that can provide free counseling like ... Read more...

Credit Counseling - ConsolidatedCredit.org
Find information and services related to debt consolidation and budgeting for the future.

Credit Counseling and Debt Consolidation - CareOneCredit.com
Provides online credit counseling to individuals burdened with unsecured debt.

Credit Counseling and Debt Management Services at Novadebt
Nonprofit consumer credit counseling service for debt consolidation and management with information on the various types of bankruptcy available.

Consumer Credit Counseling and Debt Consolidation
Nonprofit organization dedicated to helping consumers who are having money troubles or considering bankruptcy regain control of their personal finances.

Consumer Credit Counseling Service :: Debt Management Services :: Consolidate Debt
Nonprofit organization that provides financial guidance, credit counseling, and educational programs to help consumers regain financial control.

Consumer Credit Counseling Services (CCCS)
Providing counseling on budgeting, money management, mortgages, financial planning, and more; for all ages.

Credit & Debt - Credit Counseling Services - AOL Money & Finance
a debt-repayment plan or are overwhelmed by the amount of debt you owe, you may wish to obtain credit counseling. Credit Counseling Services (CCCS), a

American Credit Foundation® Consumer Credit Counseling
Nonprofit organization providing financial education, credit counseling, debt management, and budgeting programs to help consumers with their finances.

Welcome to NFCC!
Receive consumer credit counseling and educational services from NFCC member agencies, located throughout the U.S.Services include debt management plans, financial literacy courses, and budget counseling.

Non-Profit Consumer Credit Counseling Services - Debt Counseling - Debt Help
GreenPath GreenPath Debt Solutions.GreenPath Debt Solutions consumer credit counseling services overview.Consumer Credit Counseling Service of Michigan