There are many types of personal loans as there are reasons for getting one. A personal loan may take the form of points, fees, or the interest rate. Whether quoted to you by a loan officer or a Mortgage Broker is not agreeing to lower one fee while raising another or to lower the rate while raising points. There's no harm in asking Consumer Lenders or Mortgage Brokers if they can give better terms than the original ones they quoted, or than those you have found elsewhere..

Now, the hard part - paying off student loans

Fort Lauderdale Sun-Sentinel - As college graduation season comes to a close, the newly anointed degree holders will finally have to face a new reality -- life with hefty education debt. By the time they graduate, about two-thirds of students at four-year colleges and universities ... Read more...

Big deals add debt that could hurt later

Buffalo News - Also, many banks offer “bridge loans,” which provide short-term financing before long-term debt financing is secured. Those loans also face the risk of default should the borrower not be able to lock in permanent financing. The fact that industry ... Read more...

Consolidating student loans can be smart move

Detroit Free Press - If you're worried that you can't afford your monthly payments, consolidating will make your debt more manageable. • Fewer bills to pay. If you have loans with several lenders, consolidation allows you to combine them into one loan. • Borrower ... Read more...

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