When the first card is paid off, take the amount of the payments you were making on it and add it to the minimum payment each month - often at a lower rate than their previous debts. It is also possible to use a personal loan with the lowest possible interest rate and.

Maxed out, spent down and busted

Houston Chronicle - That's what struck me as I watched Maxed Out , a documentary about consumer debt by filmmaker James D. Scurlock that will be released on DVD in early June. The most startling part of the film is the interview with two mothers who say their children ... Read more...

Gayman passionate about Promise plan

Quad-Cities Times - Crushing student loan debt forced Elesha Gayman to run her rookie statehouse campaign out of her parents’ west Davenport home. A year later, the 28-year-old Democratic representative survived her first legislative session, moved out of the folks ... Read more...

Bill may be a boon for consumers

Dallas Morning News - Credit card issuers too often sock consumers with sky-high interest rates and excessive fees, making it harder and harder for families to climb out of debt," Mr. Levin said. Said Ms. McCaskill: "We have to fight for those who have not hired dozens of ... Read more...

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